Life Insurance Corporation of India (LIC) One Time Investment Plan – Guaranteed Lifetime Income
Are you looking for a safe, guaranteed lifetime income plan with a one-time investment? LIC offers attractive long-term plans designed to provide annual guaranteed income along with a secure fund for your nominee.
At Prajapati Investments – Ahmedabad, we help you choose the right LIC plan based on your financial needs, age, and income needs.
What is a One-Time Investment Plan?
A One-Time Investment Plan allows you to:
- Invest only once
- Start receiving ₹5,00,000 every year (as per option chosen)
- Get income for lifetime
- Provide a guaranteed fund for nominee
- Enjoy safe and reliable returns from LIC
This plan is ideal for:
- Business owners
- Professionals
- Retired individuals
- Parents preparation long-term financial security
Example Plan Options (Age 30 – Illustration)
Below are sample options based on different return structures:
| Return % | One-Time Investment | Income Start Year | Annual Lifetime Income | Nominee Fund |
| 10.29% | ₹48,58,000 | From 8th Year | ₹5,00,000 | ₹75,85,000 |
| 11.72% | ₹42,65,000 | From 10th Year | ₹5,00,000 | ₹72,44,000 |
| 13.32% | ₹37,54,000 | From 12th Year | ₹5,00,000 | ₹72,00,000 |
| 15.07% | ₹33,17,000 | From 14th Year | ₹5,00,000 | ₹76,00,000 |
| 17.01% | ₹29,40,000 | From 16th Year | ₹5,00,000 | ₹80,00,000 |
| 19.03% | ₹26,28,000 | From 18th Year | ₹5,00,000 | ₹84,00,000 |
- Example age shown: 30 years
- Plan available for age 0 to 65 years
(Note: Exact benefits depend on LIC product, age, and policy terms.)
Key Benefits
- Guaranteed Yearly Income: Receive fixed annual income once payout starts.
- Lifetime Security: Income continues as per policy terms.
- Nominee Protection: A guaranteed lump sum fund is payable to nominee.
- One-Time Investment: No tension of paying yearly premiums.
- Safe & Trusted Brand: LIC is India’s most trusted life insurance company.
Who Should Consider This Plan?
- People preparation retirement income
- Parents preparation child’s future security
- Individuals wanting fixed income without market risk
- Investors looking for capital safety + income
Why Choose Prajapati Investments (Ahmedabad)?
At Prajapati Investments, we provide:
- Personalized financial consultation
- LIC policy comparison
- Complete documentation support
- Long-term service & claim assistance
We help Ahmedabad families choose the right insurance and investment options.
Get Free Consultation Today
Want to calculate your personalized income plan?
Call / WhatsApp: 9998272519
Visit: www.prajapatiinvestments.in
Secure your future with a Guaranteed Lifetime Income Plan from LIC.
Disclaimer: Benefits are subject to LIC policy terms and conditions. Please consult before investing.


